LoginId is the unique identifier for an account and all data related to that account is stored in our database.
The types of information that the LoginId stores:
- Username and password;
- Security questions and answers;
- Account information:
The two main use cases for LoginId
- When we want to quickly retrieve all the information already saved from a previous Flinks Connect request. Example of this use case here.
- When we want to update the account information by connecting to the bank again, without having to ask the end-user its credentials (In that case we’ll use the information we store in their first request through Flinks Connect).
It’s only a different way to make calls on the API. You are not obligated to use it, it's simply another way to do the same task. Some people like to use append patterns to the payload of the request, while some prefer to remove extra parameters. Get more details about this parameter here.